Business decision template
Should I start my own business?
Going all in, starting on the side or keeping your job — lay the options side by side and test the trade-offs before you risk your savings.
A practical framework for deciding
- Name your real options: all in, start on the side, or stay employed for now.
- Work out your runway: how many months could you cover bills with no income?
- Pick the 3–5 things that matter most, such as security, freedom, growth and stress.
- Score each option honestly against those priorities, then notice which factor is driving the result.
- List what you still don't know (demand, costs, support) and test the cheapest one first.
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Options to compare
- Go all in
- Start it on the side
- Keep my job
What usually matters
- Money & salary
- Freedom & flexibility
- Stress & peace of mind
- Learning & new experiences
Questions to sit with
- Has anyone actually paid for this yet?
- How many months of expenses can I cover with no income?
- What's the smallest version I could test this month?
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Rankings reflect your inputs, not professional advice. Equilibrium doesn't evaluate illegal activity or immediate crises. In danger in Australia, call 000.